NEWS RELEASE

FOR IMMEDIATE RELEASE
 

CreditRiskMonitor Reports Record Results for 2009

VALLEY COTTAGE, NY -- (MARKET WIRE) -- 03/10/10 -- CreditRiskMonitor (OTCBB: CRMZ) announced that for the year ended December 31, 2009 revenues increased 34% to $7.85 million and net income was $1.74 million versus $372,000 last year.

Jerry Flum, CEO, said, "2009 was a banner year for our company -- with record operating revenues and operating income, our cash balance at year-end was the highest in our history even after payment of our first-ever dividend to shareholders in December. The Company's 2009 earnings were augmented by the reversal of the tax valuation allowance, because we now expect that the Company will be able to utilize its net operating loss carry-forwards prior to their expiration. Plus, this strong performance was achieved during a period of economic contraction."

                       CREDITRISKMONITOR.COM, INC.
                          STATEMENTS OF INCOME
             FOR THE YEARS ENDED DECEMBER 31, 2009 AND 2008
  
                                                  2009          2008
                                               -----------  -----------
  
 Operating revenues                            $ 7,848,010  $ 5,872,996
  
 Operating expenses:
     Data and product costs                      2,118,316    1,753,338
     Selling, general and administrative
      expenses                                   4,813,064    3,795,232
     Depreciation and amortization                 103,909       81,531
                                               -----------  -----------
  
         Total operating expenses                7,035,289    5,630,101
                                               -----------  -----------
  
 Income from operations                            812,721      242,895
 Other income, net                                  13,893      133,048
                                               -----------  -----------
  
 Income before income taxes                        826,614      375,943
 Benefit (provision) for state and local
  income taxes                                     908,960       (4,117)
                                               -----------  -----------
  
 Net income                                    $ 1,735,574  $   371,826
                                               ===========  ===========
  
  
 Net income per share of common stock:
  
     Basic                                     $      0.22  $      0.05
                                               ===========  ===========
     Diluted                                   $      0.21  $      0.05
                                               ===========  ===========
  
  
  
  
                    CREDITRISKMONITOR.COM, INC.
                          BALANCE SHEETS
                    DECEMBER 31, 2009 AND 2008
  
  
                                                  2009         2008
                                               -----------  -----------
 ASSETS
 Current assets:
     Cash and cash equivalents                 $ 4,679,466  $   912,591
     Marketable securities                               -    2,958,996
     Accounts receivable, net of
      allowance of $30,000                       1,370,523    1,146,066
     Other current assets                          253,857      237,883
                                               -----------  -----------
  
         Total current assets                    6,303,846    5,255,536
  
 Property and equipment, net                       261,591      213,142
 Goodwill                                        1,954,460    1,954,460
 Deferred taxes on income                          913,503            -
 Other assets                                       23,116       28,109
                                               -----------  -----------
  
         Total assets                          $ 9,456,516  $ 7,451,247
                                               ===========  ===========
  
  
 LIABILITIES AND STOCKHOLDERS' EQUITY
 Current liabilities:
     Deferred revenue                          $ 5,321,116  $ 4,394,803
     Accounts payable                               42,614       52,758
     Accrued expenses                              698,832      610,748
                                               -----------  -----------
  
         Total current liabilities               6,062,562    5,058,309
  
 Other liabilities                                       -        3,424
                                               -----------  -----------
  
         Total liabilities                       6,062,562    5,061,733
                                               -----------  -----------
  
 Stockholders' equity:
     Preferred stock, $.01 par value;
      authorized 5,000,000 shares;
      none issued                                       --           --
     Common stock, $.01 par value;
      authorized 25,000,000 shares;
      issued and outstanding 7,849,462
      shares                                        78,494       78,494
     Additional paid-in capital                 28,333,094   28,279,268
     Accumulated deficit                       (25,017,634) (25,968,248)
                                               -----------  -----------
  
         Total stockholders' equity              3,393,954    2,389,514
                                               -----------  -----------
  
         Total liabilities and
          stockholders' equity                 $ 9,456,516  $ 7,451,247
                                               ===========  ===========
 

CreditRiskMonitor (http://www.crmz.com) is an Internet-based publisher of financial information, designed to save time for busy corporate credit professionals that competes with Dun & Bradstreet, Equifax and Experian.

Safe Harbor Statement: Certain statements in this press release, including statements prefaced by the words "anticipates", "estimates", "believes", "expects" or words of similar meaning, constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause the actual results, performance, expectations or achievements of the Company to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements, including, among others, those risks, uncertainties and factors referenced from time to time as "risk factors" or otherwise in the Company's Registration Statements or Securities and Exchange Commission Reports.