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Westfield Financial, Inc. 141 Elm Street Phone: (413) 568-1911 Westfield, MA  01085  United States Ticker: WFD

Business Summary Westfield Financial, Inc. (Westfield Financial) serves as a holding company for Westfield Bank (the Bank). As a community bank, it focuses on servicing commercial customers, including commercial and industrial lending and commercial deposit relationships. As of December 31, 2009, the Bank operates 11 banking offices in Agawam, East Longmeadow, Holyoke, Southwick, Springfield, West Springfield and Westfield, Massachusetts. It also has eight free-standing automated teller machine (ATM) locations in Feeding Hills, Springfield, West Springfield and Westfield, Massachusetts. Its primary deposit gathering area is concentrated in the communities surrounding these locations and its primary lending area includes all of Hampden County in western Massachusetts. In addition, it provides online banking services through its Website located at www.westfieldbank.com. In October 2009, the Company formed WB Real Estate Holdings, LLC, for the primary purpose of holding real property. (Source: 10-K)

Financial Information Financial Ratings: FRISK Score Latest Financial Statements and Analyses: 6/30/2010    Annual Financials    Quarterly Financials     Current Fiscal Period: 2Q 2010 Fiscal Year End: December Last Audit: 12/31/2009 Auditors: Wolf & Co. Audit Opinion: Unqualified SEC Filings: Management Discussion & Analysis    Full Filings

News Stories Date Headline 7/27/2010 WESTFIELD FINANCIAL INC FILES (8-K) Disclosing Regulation FD Disclosure, Financial Statements and Exhibits 7/22/2010 WESTFIELD FINANCIAL INC FILES (8-K) Disclosing Results of Operations and Financial Condition, Financial Statements and Exhibits 7/22/2010 Westfield Financial, Inc. -- updated financials available 49 additional News Stories available in full report.

Industries Type Code Description Sector FINANC Financial Industry BANKSL S&Ls/Savings Banks SIC 6035 Savings Institutions, Federally Chartered 6712 Offices Of Bank Holding Companies 6029 Commercial Banks, Not Elsewhere Classified NAICS 551111 Offices of Bank Holding Companies 52211 Commercial Banking

Management Title Name Age Title Date Start Date Chairman of the Board Donald A. Williams 66 12/31/2008 1/1/1983 Chief Executive Officer, President, Director James C. Hagan 48 1/1/2009 1/1/1994 Chief Financial Officer, Vice President, Treasurer, Controller Leo R. Sagan 47 12/31/2008 1/1/1999 12 additional Management records available in full report.

Business Names Business Name Elm Street Securities Corporation WB Real Estate Holdings, LLC Westfield Bank Westfield Financial, Inc. WFD Securities, Inc.

General Information Number of Employees: 145 (As of 12/31/2009) Outstanding Shares: 29,580,912 (As of 5/3/2010) Shareholders: 5,049 (As of 12/31/2009) Stock Exchange: NASD Federal Tax Id: 731627673 Fax Number: (413) 562-7939

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