Business Summary
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American Physicians Capital, Inc. is an insurance holding company that writes medical professional liability insurance through its primary subsidiary, American Physicians Assurance Corporation (American Physicians). American Physicians focuses in four states: Michigan, Illinois, Ohio and New Mexico. The Company also writes a small amount of business in contiguous states. The Company underwrites medical professional liability coverage for physicians, their corporations, medical groups, clinics and ancillary healthcare providers. Medical professional liability insurance protects physicians and other health care providers against liabilities arising from the rendering of, or failure to render, professional medical services. It offers claims-made coverage in all states, in which it writes business, with the exception of New Mexico, and occurrence policies in a limited number of states.
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