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First Financial Bankshares Inc
400 Pine Street
Phone: (325) 627-7167p:325 627-7167 ABILENE, TX  79601  United States Ticker: FFINFFIN
Business Summary
First Financial Bankshares, Inc. is a financial holding company. The Company, through its subsidiaries, conducts a full-service commercial banking business. Its subsidiary bank, First Financial Bank, N.A., provides general commercial banking services, which include accepting and holding checking, savings, and time deposits, making loans, offering automated teller machines (ATMs), drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and other customary commercial banking services. It also provides trust and wealth management activities through its trust company, First Financial Trust & Asset Management Company, N.A. Through its trust company, it offers personal trust services, which include wealth management, the administration of estates, testamentary trusts, revocable and irrevocable trusts, and agency accounts. Its loan portfolio consists of professionals, individuals, and others.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
3/31/202412/31/2023YesYes--Yes

Industries
SIC Code Description
6022 State commercial banks
6029 Commercial banks, not elsewhere classified
6211 Security brokers, dealers, and flotation companies
6282 Investment advice
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Chairman of the Board, President, Chief Executive Officer F. ScottDueser 70 1/1/2008 1/1/1991
Chief Financial Officer, Executive Vice President Michelle S.Hickox 56 1/9/2023 1/9/2023
Chairman, President and Chief Executive Officer of First Financial Trust and Asset Management Compa Kirk W.Thaxton 63 1/1/2015 1/1/2015
11 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
FIRST FINANCIAL BANK NA 403 N Main St Cleburne Texas United States
ORANGE SAVINGS BANK 812 N 16th St Orange Texas United States
FIRST FINANCIAL BANK 2201 W South Loop Stephenville Texas United States
15 additional Subsidiary records available in full report.

Business Names
Business Name
4Trust Mortgage, Inc.
Bank and Trust of Bryan/College Station, The
Commercial Bancshares, Inc.
19 additional Business Names available in full report.

General Information
Number of Employees: 1,400 (As of 12/31/2023)
Outstanding Shares: 142,817,159 (As of 3/31/2024)
Shareholders: 874
Stock Exchange: NASD
Federal Tax Id: 750944023
Email Address: ffin@abilene.com


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Wednesday, April 24, 2024