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Oconee Financial Corp
35 North Main Street
Phone: (706) 769-6611p:706 769-6611 WATKINSVILLE, GA  30677  United States Ticker: OSBKOSBK

This company ceased filing statements with the SEC on 4/18/2012.

Business Summary
Oconee Financial Corporation is a one-bank holding company for Oconee State Bank (the Bank). The Bank is a community bank, which provides a full range of commercial and consumer banking services primarily in Oconee, Clarke and Gwinnett counties in Georgia. The Bank has four segments. Real Estate-Mortgage segment offers 1-4 family residential loans, Hotel loans and Other real estate mortgage loans. Real Estate-Construction segment primarily include land loans to local contractors and developers for developing the land. Commercial, Financial and Agricultural segment loans, which are made to businesses. Generally, these loans are secured by assets of the business and repayment is expected from the cash flows of the business. Consumer Loans segment includes loans, which may be either secured or unsecured and repayment is dependent on the credit quality of the individual borrower and, if applicable, sale of the collateral securing the loan, such as automobile, mobile home and other.
(Source: ARS)

Scores and Ratings
FRISK®
Score
Z''
Score
PAYCE®
Score
DBT
Index
Moody's
Rating
Fitch
Rating
DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement
Last
Audit

News
SEC
Filings
Bankruptcy
Filings
Suit &
Judgment
Filings
Tax
Lien
Filings
12/31/202312/31/2011YesYes---

Officers and Directors

Title

Name

Age
Title
Date
Start
Date
Independent Chairman of the Board Douglas D.Dickens 68 1/1/1997 1/1/1989
President, Chief Executive Officer, Director B. AmreyHarden 57 1/1/1994 1/1/1987
Independent Vice Chairperson of the Board Virginia S.Wells 70 5/19/2008 1/1/1990
6 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
Elberton Federal Savings and Loan Association 6 CHURCH STREET ELBERTON GA United States
Oconee State Bank P. O. Box 205 Watkinsville GA United States

Business Names
Business Name
Elberton Federal Savings and Loan Association
OCNE
OCONEE FINANCIAL CORP
4 additional Business Names available in full report.

General Information
Number of Employees: 65 (As of 12/31/2011)
Outstanding Shares: 1,046,262 (As of 12/31/2023)
Shareholders: 726
Stock Exchange: OTC
Federal Tax Id: 582442250


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Wednesday, March 27, 2024