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Encore Capital Group Inc
Suite 1300, 3111 Camino Del Rio North
Phone: (877) 445-4581p:877 445-4581 SAN DIEGO, CA  92108  United States Ticker: ECPGECPG

Business Summary
Encore Capital Group, Inc. is an international specialty finance company. The Company provides debt recovery solutions and other related services for consumers across a range of financial assets. Through its subsidiaries, the Company purchases portfolios of consumer receivables from banks, credit unions, and utility providers. It primarily purchases portfolios of defaulted consumer receivables at deep discounts to face value and manage them by working with individuals as they repay their obligations and work toward financial recovery. The Company also provide debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. The Company’s debt servicing operations include early-stage collections, business process outsourcing and contingent collections for credit originators. The Company mainly provides debt servicing for consumer accounts, but also provides services for business-to-business accounts.

Scores and Ratings
FRISK®
Score
Z''
Score
PAYCE®
Score
DBT
Index
Moody's
Rating
Fitch
Rating
DBRS
Rating
Yes--YesYesYes-

Financials, News and Filings
Latest
Statement
Last
Audit

News
SEC
Filings
Bankruptcy
Filings
Suit &
Judgment
Filings
Tax
Lien
Filings
12/31/202312/31/2023YesYesYesYesYes

Officers and Directors

Title

Name

Age
Title
Date
Start
Date
Non-Executive Independent Chairman of the Board Michael P.Monaco 75 11/1/2017 8/1/2014
President, Chief Executive Officer, Director AshishMasih 57 6/15/2017 2/1/2014
Chief Financial Officer, Executive Vice President, Treasurer Jonathan C.Clark 64 2/26/2015 2/26/2015
9 additional Officers and Directors records available in full report.

Subsidiaries
Business Name Address City State/Province Country
Cabot Financial Ltd. 1 Kings Hill Avenue Kent United Kingdom
Cabot Financial (Luxembourg) II S.A. 6, rue Gabriel Lippmann Munsbach Luxembourg Luxembourg
Cabot Financial (Luxembourg) S.A. 6, rue Gabriel Lippmann Munsbach Luxembourg Luxembourg
4 additional Subsidiary records available in full report.

Business Names
Business Name
Asset Acceptance Capital LLC
Asset Acceptance, LLC
Atlantic Credit & Finance Special Finance Unit, LLC
37 additional Business Names available in full report.

General Information
Number of Employees: 7,400 (As of 12/31/2023)
Outstanding Shares: 23,545,102 (As of 2/15/2024)
Shareholders: 22
Stock Exchange: NASD
Federal Tax Id: 481090909
Fax Number: (302) 636-5454


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Thursday, March 28, 2024